body    { background-color: white; margin: 0; padding: 0 }
p     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.sub1    { color: black; font-size: 14px; font-weight: bold }
.head1    { color: #0a3465; font-size: 20px; font-family: "Times New Roman", Times, Georgia; font-style: italic; font-weight: bold }
.footer { font-size: 10px ; font-style: italic; }
a:link  { color: #235ea4; text-decoration: none }
a:visited  { color: #235ea4; text-decoration: none }
a:hover  { color: #107c80; text-decoration: underline }
a:active  { color: #107c80; text-decoration: underline }